Can You Take Over a Lease?

Woman shaking mans hand over a car contract clipboard with car keys


Are you in need of transportation? If you need a fresh set of wheels, but you can’t commit to a vehicle long-term, you may feel like you’re stuck paying massive rental fees for the time being. Luckily, that’s not the case! With a car lease takeover, you can secure a reliable vehicle for a shorter period of time than a standard lease. While car lease takeover deals offer great solutions in the short term, they’re not always best suited for drivers looking for long-term options. Today, the Silko Volkswagen finance team will help you study car lease takeovers to see if this method is right for you. Get started below!

How Does a Car Lease Takeover Work?

Car lease takeovers function similarly to leasing a new car in the sense that you’re not paying cash for the vehicle or financing to own. Instead, you’re paying for the right to drive the vehicle for a set mileage or period of time. Generally, this agreement will require you to travel 1,000 miles per month or less, but that can vary based on the previous driver’s habits. 

Your payments are determined by the estimated depreciation of the vehicle at the end of the lease term plus interest. Once your car lease takeover deal has run its course, you’ll simply return the vehicle to your local dealership just as you would with a standard lease. 

Car Lease Takeover Pros & Cons

As with any vehicle acquisition method, there are pros and cons to taking over another driver’s lease. To help you discern if a car lease takeover deal is right for your lifestyle and budget, weigh the benefits and downsides here:


  • No down payment
  • No new-car upfront depreciation and other costs
  • Likely still under warranty
  • Possible cash incentives from the original lease


  • Transfer fees
  • You inherit the monthly payment as it is
  • Possible wear and tear from the previous owner
  • Mileage restrictions

If your primary automotive need requires a temporary solution, a car lease takeover offers tremendous benefits. However, just because you save upfront doesn’t mean you won’t get saddled with fees at the end of the lease. That’s why it’s important to evaluate the condition and mileage of a vehicle along with the terms of the lease before taking over. 

Explore Car Lease Takeover Deals In Brockton 

Ready to hit the West Bridgewater streets in a new-to-you ride? Consider a lease takeover deal with Silko Volkswagen. If you decide you want something a bit more permanent, we have tons of vehicles to suit the needs of any driver. Get in touch with us today if you have any lingering questions about taking over a car lease!

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